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19 most popular car insurance discounts

As an independent insurance agent, we offer up to 40 insurance carriers and we can offer alot of different discounts.


Here are 19 popular discounts.



1. Multiple Policies: Discounts for bundling car insurance with other policies, such as homeowners’ insurance ( can be up to 25%)


  • Provided by 10/10 top insurers

2. Good student: Discounts for a younger driver who earns good grades

  • Provided by 10/10 top insurer 

3. Multi vehicle: Discounts for insuring more than one vehicle

  • Provided by 9/10 top insurers

4. Anti-theft: Discounts for a vehicle’s anti-theft device, such as a car alarm system

  • Provided by 9/10 top insurers

5. Passive restraint: Discounts for safety features such as airbags and motorized seat belts

  • Provided by 9/10 top insurers
6. Safe driver/accident free: Discounts for a clean driving record
  • Provided by 9/10 top insurers

7. Full payment: Discounts for paying premium all at once

  • Provided by 8/10 top insurers

8. Paperless billing or automatic payment

  • Provided by 8/10 top insurers

9. Distant student: Discounts for a young driver on a policy attending school far away from home

  • Provided by 8/10 top insurers

10. Low mileage: Discounts for keeping mileage down (electronic monitoring of mileage may be required)

  • Provided by 8/10 top insurers
11. Defensive driver: Discounts for taking a defensive driving course (may be limited to senior drivers)
  • Provided by 8/10 top insurers

12. Anti-lock breaks

  • Provided by 7/10 top insurers

13. Loyalty: Discount for staying with an insurer for a length of time

  • Provided by 6/10 top insurers

14. Newer vehicle: Discounts for vehicles that are under a certain number of years old

  • Provided by 5/10 top insurers

15.  Early signing: Discounts for switching to a new carrier if the shopping process started at least a certain number of days before an old policy expired

  • Provided by 5/10 top insurers
16. Military
  • Provided by 5/10 top insurers

17. Affinity/occupational (nonmilitary): Discounts for belonging to a certain group or working for a certain company or in a particular field

  • Provided by 5/10 top insurers

18. Daytime running lights

  • Provided by 4/10 top insurers

19. Green vehicle: Discounts for hybrids or alternative-fuel vehicles

  • Provided by 3/10 top insurers
If you would like a quote for your auto insurance, we offer instant quotes on our website
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